/* Minimal, professional. No frameworks, no webfonts, no tracking. */

:root {
  --ink: #16181d;
  --body: #4a5160;
  --muted: #767d8c;
  --rule: #e4e6ea;
  --bg: #ffffff;
  --soft: #f7f8f9;
  --accent: #1e3a5f;
  --max: 46rem;
}

*, *::before, *::after { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  background: var(--bg);
  color: var(--body);
  font: 400 1rem/1.7 -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto,
        Helvetica, Arial, sans-serif;
  -webkit-font-smoothing: antialiased;
}

.wrap { max-width: var(--max); margin: 0 auto; padding: 0 1.5rem; }

h1, h2, h3 {
  color: var(--ink);
  font-family: "Iowan Old Style", "Palatino Linotype", Palatino, Georgia, serif;
  font-weight: 600;
  letter-spacing: -0.01em;
  line-height: 1.25;
}

h1 { font-size: 2rem; margin: 0 0 1rem; }
h2 { font-size: 1.3rem; margin: 3rem 0 1rem; }
h3 { font-size: 1.02rem; margin: 2rem 0 .4rem; font-family: inherit;
     font-weight: 600; letter-spacing: 0; }

p { margin: 0 0 1.1rem; }
a { color: var(--accent); text-decoration: none; border-bottom: 1px solid #c9d2dd; }
a:hover { border-bottom-color: var(--accent); }

/* header */
.site-head {
  border-bottom: 1px solid var(--rule);
  padding: 1.5rem 0;
  margin-bottom: 3.5rem;
}
.site-head .wrap {
  display: flex; align-items: baseline;
  justify-content: space-between; gap: 1rem; flex-wrap: wrap;
}
.brand {
  font-family: "Iowan Old Style", Palatino, Georgia, serif;
  font-size: 1.05rem; font-weight: 600; color: var(--ink);
  border: 0; letter-spacing: -0.01em;
}
.site-nav { display: flex; gap: 1.5rem; font-size: .88rem; }
.site-nav a { color: var(--muted); border: 0; }
.site-nav a:hover { color: var(--accent); }

/* hero */
.lede { font-size: 1.12rem; color: var(--body); max-width: 34rem; }
.hero { padding-bottom: .5rem; }

/* blocks */
.rule { border: 0; border-top: 1px solid var(--rule); margin: 3.5rem 0; }

.cols { display: grid; gap: 2rem; grid-template-columns: 1fr; }
@media (min-width: 40rem) { .cols { grid-template-columns: 1fr 1fr; gap: 2rem 3rem; } }
.cols h3 { margin-top: 0; }
.cols p { font-size: .95rem; margin-bottom: 0; }

ol.steps { margin: 0; padding-left: 1.2rem; }
ol.steps li { margin-bottom: .6rem; }

/* contact panel */
.panel {
  background: var(--soft);
  border: 1px solid var(--rule);
  border-radius: 6px;
  padding: 1.75rem;
}
.panel h2 { margin-top: 0; }

dl.facts { margin: 0; font-size: .95rem; }
dl.facts dt {
  font-weight: 600; color: var(--ink); font-size: .78rem;
  text-transform: uppercase; letter-spacing: .06em; margin-top: 1.1rem;
}
dl.facts dt:first-child { margin-top: 0; }
dl.facts dd { margin: .15rem 0 0; }

/* form */
form { margin-top: 1.5rem; }
label { display: block; font-size: .82rem; font-weight: 600;
        color: var(--ink); margin-bottom: .35rem; }
input[type=text], input[type=tel], input[type=email], textarea {
  width: 100%; padding: .6rem .7rem; margin-bottom: 1rem;
  border: 1px solid #cfd4db; border-radius: 4px;
  font: inherit; font-size: .95rem; color: var(--ink); background: #fff;
}
input:focus, textarea:focus {
  outline: none; border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(30,58,95,.08);
}
.consent {
  display: flex; gap: .65rem; align-items: flex-start;
  margin: 0 0 1.25rem; font-size: .82rem; line-height: 1.55; color: var(--muted);
}
.consent input { margin-top: .25rem; flex-shrink: 0; }
.consent label { font-weight: 400; font-size: .82rem;
                 color: var(--muted); margin: 0; line-height: 1.55; }
button {
  background: var(--accent); color: #fff; border: 0; border-radius: 4px;
  padding: .7rem 1.4rem; font: inherit; font-size: .95rem;
  font-weight: 500; cursor: pointer;
}
button:hover { background: #162c48; }

/* legal pages */
.legal { font-size: .95rem; }
.legal h2 { font-size: 1.08rem; font-family: inherit; letter-spacing: 0;
            margin-top: 2.5rem; }
.legal ul { padding-left: 1.2rem; margin: 0 0 1.1rem; }
.legal li { margin-bottom: .4rem; }
.updated { color: var(--muted); font-size: .85rem; margin-bottom: 2.5rem; }
.callout {
  border-left: 3px solid var(--accent); background: var(--soft);
  padding: 1rem 1.25rem; margin: 1.5rem 0; font-size: .92rem;
}
.callout p:last-child { margin-bottom: 0; }

/* footer */
.site-foot {
  border-top: 1px solid var(--rule);
  margin-top: 4.5rem; padding: 2.5rem 0 3.5rem;
  font-size: .82rem; color: var(--muted); line-height: 1.65;
}
.site-foot a { color: var(--muted); border: 0; }
.site-foot a:hover { color: var(--accent); }
.foot-nav { display: flex; gap: 1.25rem; margin-bottom: 1.25rem; flex-wrap: wrap; }
.disclaimer { margin-top: 1.25rem; font-size: .78rem; color: #8c93a1; }